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Leasing Your Vehicle
Everything to know before, during, and after your SCG lease.
"Every number is on the listing before you order. The price you see is the deal you sign - down, monthly, and the buyout at the end. No credit application, no payment packing, no surprises at the desk."
1. How Leasing at SCG Works
Every car on scgautos.com shows its full lease pricing up front - down payment, monthly, term, and buyout. Pick your car, place your $500 order fee online (it is credited toward your amount due at signing), and we schedule your signing. You sign, pay the amount due at signing, and drive - most deals complete same day. There is no application to wait on and no bank in the middle.
2. No Credit Score Required
Approval is based on the vehicle, not your credit score. We do not pull your credit and there is no minimum FICO. We do verify identity on every lease: a valid, unexpired government-issued ID, and federal compliance screening. No credit score required never means no verification - it means the car is the credit.
3. Terms and Pricing
Standard terms are 6 and 12 months, with extended 18 and 24-month terms available on select vehicles. Longer terms carry larger down payments and lower monthlies. The exact, binding numbers for every car - down payment, monthly, and buyout - are printed on that car's listing. What you see on the listing is what you sign.
4. Due at Signing
Your amount due at signing is the down payment shown on the listing, plus an $895 administrative fee, plus a $2,000 refundable security deposit. The $500 online order fee you already paid is credited against this total. The deposit is held - not spent - and is returned after your lease ends and the vehicle passes its return inspection, net of any unpaid amounts, excess mileage, or damage.
5. Insurance Requirements
Before any vehicle is delivered, you must provide proof of full-coverage insurance on the vehicle with our finance company listed as lessor and loss payee - we provide the exact details when you order. We verify the policy directly with your carrier before keys move - no exceptions. Keeping the policy active is a condition of the lease; a lapsed policy is a default under your agreement.
6. Where SCG Leasing Is Available
Leases are written by our Georgia-licensed dealership through our affiliated finance company. Georgia customers can order any listed vehicle today. Out-of-state arrangements are available on select vehicles - registration, taxes, and fees follow the state where the vehicle is garaged, so contact us before ordering and we will confirm availability and exact costs for your state.
7. GPS and Vehicle Equipment
Every leased vehicle carries a GPS locator and starter-interrupt device for the life of the lease, installed at our expense. This is disclosed here and in your lease agreement. It is part of how we can lease six-figure cars with no credit check - the car protects itself.
8. Mileage
Each listing states its mileage allowance. Most vehicles carry a standard monthly allowance; collector and limited-production vehicles may carry a lower allowance (typically 500 miles per month) with a per-mile charge for overage, stated in your agreement before you sign. Drive anywhere - road trips are fine. The allowance is about total miles, not where you take it.
9. Payments, Taxes, and Fees
Monthly payments are collected by autopay on the same day each month. Taxes and government fees are calculated at signing based on your registration location and are disclosed before you sign. Tolls, tickets, and violations incurred during your lease are your responsibility and are passed through to you, with a processing fee for any notice we must handle. Some states assess an annual personal property tax on leased vehicles; where applicable, it is passed through and is not included in your monthly payment.
10. Moving or Changing Where the Car Is Kept
Your vehicle is registered based on where it is garaged. If you move, or want to keep the vehicle at a different address or in a different state for more than 30 days, notify us first - registration, tax, and insurance may need to be updated. Travel is unrestricted; a permanent change of garaging address without notice is a breach of your agreement.
11. Lease-End Options
At the end of your term you have three options: buy the car at the buyout price that was printed on the listing the day you ordered; re-lease it on a new term at the then-current terms; or return it. On return, we complete an inspection, reconcile mileage and condition, and refund your security deposit net of any amounts owed. There are no hidden disposition fees - the buyout you saw is the buyout you get.
12. Ending a Lease Early
Early termination is governed by your signed agreement and may carry an early termination amount. If your circumstances change mid-lease, contact us first - because our terms are short, in many cases the simplest path is completing the term or arranging an early buyout, and we will walk you through the exact numbers before you decide anything.
This page is a plain-language guide. Your signed lease agreement is the operative document and governs in all respects. Leases are offered by SCG Autohaus LLC, a licensed Georgia motor vehicle dealer, with its affiliated finance company as lessor. Estimated figures exclude taxes and government fees, which are disclosed at signing.
Questions before you order? Email concierge@scgautos.com or call (470) 378-7093.